A Dentist That Accepts PPO Insurance in Boca Raton
If you need a dentist that accepts PPO insurance in Boca Raton, Boca Dental Arts welcomes patients with PPO dental plans from Aetna, Cigna, Delta Dental, MetLife, Guardian and more. PPO plans let you choose your dentist, and our team verifies your benefits and files your claims so you know what to expect.
PPO plans
PPO dental plans we welcome
Choose your plan to see how it works at our Boca Raton office. Call us and we'll confirm your benefits before your visit.
Do you see patients with PPO dental insurance in Boca Raton?
Yes. Boca Dental Arts welcomes patients with PPO dental insurance from many of the carriers Boca Raton employers and families use. Because a PPO (preferred provider organization) plan lets you choose your dentist, you can use your benefits at our Boca Raton dental office near Boca Grove whether or not we are listed in your carrier's directory.
Network relationships change from year to year, so we never want you to guess. Call (561) 235-5424 before your visit and we will confirm how your specific plan works with our office, including whether your benefits would be processed as in-network or out-of-network.
How does PPO dental insurance work?
A PPO dental plan has a network of dentists who have agreed to set fees with the carrier, but it also pays benefits when you see a dentist outside that network. Out-of-network benefits are often calculated differently, so your share of the cost may vary. That flexibility is the main reason many people choose a PPO over an HMO-style plan.
Most PPO dental plans share a few building blocks. Understanding them makes any treatment estimate easier to read:
Annual maximum: the most your plan will pay toward your care in a benefit year.
Deductible: the amount you pay before the plan begins sharing costs on certain services.
Coverage tiers: many PPO plans cover preventive care at a high percentage, basic services such as fillings at a moderate percentage, and major services such as crowns at a lower percentage.
Waiting periods and frequency limits: some plans limit how soon or how often certain treatments are covered.
How does Boca Dental Arts help with dental insurance?
Insurance paperwork should not stand between you and the care you need. Debbie, who runs our front desk, is known for explaining billing and insurance in plain language. Before treatment, our team verifies your benefits, reviews what your plan is likely to contribute, and walks you through a clear estimate of your portion.
After your visit, we file your claims for you and follow up as needed. Our approach is to inform rather than sell, so you will always understand your options before you decide anything.
Which dental insurance plans do you commonly see?
We welcome patients with PPO plans from many carriers. Some of the dental insurance plans we commonly see in Boca Raton include:
Aetna PPO
Cigna PPO
Delta Dental PPO
MetLife PDP (Preferred Dentist Program)
Guardian PPO
UnitedHealthcare Dental PPO
Humana Dental PPO
United Concordia PPO
Ameritas PPO
Florida Blue Dental (Blue Cross Blue Shield)
What if I do not have dental insurance?
You are welcome at Boca Dental Arts with or without dental insurance. If you are uninsured or your plan does not cover a treatment you want, such as cosmetic whitening or porcelain veneers, ask about payment options when you call. We will explain the factors that shape the cost of your care and help you plan treatment in a way that fits your budget.
Do I need a referral to see a dentist with PPO insurance?
Most PPO dental plans do not require a referral to see a general dentist, which is part of what makes them flexible. You can call our Boca Raton dental office directly to schedule an exam, a cleaning or a consultation. HMO-style dental plans are different and often require you to choose an assigned dentist, so it helps to check your ID card or call us before your first visit.
If you have more than one dental plan, such as your own and a spouse's, bring both cards. Our team will determine which plan pays first and file claims in the right order.
Where is your Boca Raton dental office?
Boca Dental Arts is located at 21073 Powerline Rd, Boca Raton, FL 33433, convenient to West Boca, Glades Road, Parkland, Coconut Creek and Deerfield Beach. We are open Monday through Thursday, 9 am to 5 pm. Because we see one patient at a time, there is virtually no wait, and our leather massage chairs and warm blankets help you relax.
FAQ
Dental insurance questions
Does Boca Dental Arts accept PPO dental insurance?
Boca Dental Arts welcomes patients with PPO dental insurance from carriers such as Aetna, Cigna, Delta Dental, MetLife, Guardian, UnitedHealthcare, Humana, United Concordia, Ameritas and Florida Blue. PPO plans let you choose your dentist. Call (561) 235-5424 and our team will confirm how your specific plan works with our Boca Raton office.
Is Boca Dental Arts in-network with my dental insurance?
Network status varies by carrier and plan and can change over time, so the best way to know is to call Boca Dental Arts at (561) 235-5424. We will check your plan and explain whether your benefits would be processed as in-network or out-of-network before your visit, so there are no surprises.
Can I use my PPO plan at an out-of-network dentist?
Most PPO dental plans include out-of-network benefits, which means you can generally choose any licensed dentist and still receive coverage. Your share of the cost may differ from a network dentist, depending on your plan. Boca Dental Arts can verify your out-of-network benefits and explain your estimate before treatment begins.
Will Boca Dental Arts file my insurance claims?
Yes. Boca Dental Arts files dental insurance claims on your behalf and follows up with your carrier as needed. Before treatment, our team verifies your benefits and gives you a clear estimate of your portion, so you understand what your plan is expected to contribute and what you may owe.
What does PPO dental insurance usually cover?
Many PPO dental plans cover preventive care such as exams, cleanings and X-rays at a high percentage, basic services like fillings at a moderate percentage, and major services like crowns and bridges at a lower percentage. Every plan is different, so Boca Dental Arts verifies your specific benefits before your visit.
Can I visit Boca Dental Arts without dental insurance?
Yes. Patients without dental insurance are welcome at Boca Dental Arts in Boca Raton. Ask about payment options when you call (561) 235-5424. We explain the factors that affect cost, review your treatment choices without pressure, and help you plan care in a way that works for you.
Your visit
Let us check your benefits for you.
Call (561) 235-5424 with your plan details and our team will confirm your coverage before your visit.
“Dr. McGuffie and his team Debra and Cheyenne are phenomenal. I am so happy to have found my new dentist. Comfort and care are their priorities. I was not only happy with how communicative their office is, but how gentle they made a cleaning and dental work feel. I never look forward to the dentist, but I won’t be dragging my feet to visit this lovely practice again for routine maintenance.”
Amanda N.2025
“I’ve been going to Boca Dental Arts for a while now and every visit has been a 10/10. The office is clean and workers are always friendly. Dr. McGuffie’s work is amazing! He is professional, caring and explains each step while he’s working on you. I also want to highlight Debbie. She handles scheduling and has the best communication and customer service. She constantly goes out of her way to make sure you’re accommodated. I always receive the best dental care when I visit!”
Chambria G.2024
“Dr. McGuffie and his entire staff truly are the best of the best. His office is incredibly welcoming, creating a comfortable and reassuring environment. Dr. McGuffie's professional demeanor is top-notch; he listens attentively, shows genuine compassion, and consistently provides pain-free care and treatment. His assistant Debbie deserves special mention. From the very first call, you can hear the smile in her voice every single time. She is incredibly efficient, especially when it comes to emergency care, ensuring appointments are made quickly.”
M. Colson2025
“Dr. McGuffie is amazing, the best dentist I've ever been to. He is caring and patient, has a wonderful and calming demeanor and is very gentle. He does impeccable work. I've brought my entire family to this dental practice and they are all extremely happy with the care provided here. Debbie is also wonderful and so is the incredible dental hygienist who performs the most gentle teeth cleaning ever. Best dental practice ever-Boca Dental Arts!”
Luminita M.2023
“I had an outstanding experience at Boca Dental Arts from the warm, friendly welcome at check-in to the gentle, expert care throughout my visit. Dr. McGuffie and his team made me feel completely comfortable and took the time to explain every step. With a welcoming atmosphere and consistently excellent outcomes, this practice is a top choice for anyone seeking high-quality dental care in Boca Raton.”
Corazon D.February 2026
“Dr. McGuffie and his entire staff are as kind and welcoming as they are skilled. The level of care taken and attention to detail reassured me about the dental work I needed to have done. I felt like I was in great hands and had excellent results from the work they did for me.”
Darlain P.2025
“I’ve been looking for a new dentist for so long for me and my family and I certainly can say that I am so happy I found one who we can trust. From start to finish Dr. McGuffie showed professionalism and care for me as a patient explaining every step of the treatment and making sure I was comfortable all the time. Debbie was such a pleasure to deal with. The office environment felt very safe. I would highly recommend Boca Dental Arts :-)”
Clara G.2021
“Dr McGuffie and his team are amazing! They are very efficient with communicating on treatment plans and appointment dates. Dr McGuffie is very gentle and thorough on his work, he made me feel very comfortable within sitting in the chair and learning about what my treatment was. He will be my go to dentist for now on!”
Tan A.2025
“Let me start by saying that I’m impressed, I’ve had bad experiences with past dentists and let me tell you, after receiving such an amazing treatment plus the results, I can say I feel comfortable going back. From beginning to the end of my appointment, they made sure I was comfortable. Everyone was very kind.”
Monica2025
“I am thrilled to have recently become a patient of Dr McGuffie's! Searching for a great dentist is not easy but I found my dentist! The staff is so caring and professional. The dental technician was wonderful and the Dr was so professional. I highly recommend this office.”
Layne M.2025
“Dr. McGuffie and Debbie provide truly exceptional care! They are kind, attentive, thorough, and genuinely have your best interest at heart. Dr. McGuffie did beautiful work fixing my teeth, always ensuring I was comfortable and informed, while Debbie creates such a warm and welcoming environment. The office is efficient and timely, yet you never feel rushed. I’m incredibly grateful for the care I received and highly recommend Boca Dental Arts to anyone looking for a skilled, compassionate dental team!”
Kristin T.March 2026
“I had a wonderful experience at Boca Dental Arts, right off Powerline. Dr. McGuffie and his wife, Debbie, have created such a calm and welcoming environment. I had both a cleaning and a filling, and everything was completely painless—I didn’t feel anything during the numbing or the procedure itself. The massage chair was an added bonus and made the whole visit feel relaxing. The staff is kind, attentive, and truly cares about your comfort. Highly recommend!”
Sherry W.April 2026
“I have never had an experience in a dental office like I have at Dr. McGuffie’s. From the moment you walk in, you can feel the difference. Dr. McGuffie is pleasant, friendly, and takes the time to explain every procedure clearly-including what he’s doing and how long it will take. Debbie is incredibly knowledgeable and professional, and she treats you with genuine kindness that makes you feel truly cared for. The hygienist is also wonderful-pleasant, gentle, and patient. I had my first pain-free cleaning ever, which says so much about the level of care they provide.”
Karen B.December 2025
“I have been a patient of Dr McGuffie at Boca Dental Arts for several years now and from the first visit to my most recent visit this month, I have been treated with respect. They are professional, knowledgeable and thorough. There is never a wait and you are always treated as a valuable patient. You are greeted by Debbie who is always pleasant. Dr McGuffie is second to none. The hygienist, Cheyenne, is so gentle that you almost fall asleep during the cleaning. Another positive mention is that the office is always super clean!”
Lena L.April 2026
“Dr McGuffie, Debbie and Cheyenne are all amazing! I moved from NYC six years ago and Dr. McGuffie was referred to me by my NYC dentist. Dr. McGuffie and his staff have exceeded my expectations. Dr. McGuffie is incredibly skilled and explains every procedure thoroughly. All my visits have been truly painless. I recently had my teeth whitened by Dr. McGuffie and Debbie and the results were truly spectacular. I had this procedure done in NY a couple of times. However, the process at Boca Dental Arts was shorter, more efficient and produced a superior result. I highly recommend this dental practice.”
Charles T.2025
“I was referred to Dr McGuffie by another dentist. If a dentist trusts him with her teeth, then I knew I could trust him. I called, in pain, and they squeezed me in within a few hours. Debbie at the front desk is patient, kind, and helpful. Dr McGuffie took his time to explain my potential outcomes and next steps. At no point did I feel rushed or pressured. Debbie explained the billing and insurance clearly, there was no ambiguity or feeling like I was being overcharged. The office is clean and modern. They care about their clients and it shows.”
Stacey K.2025
“Absolutely the best dental experience I’ve ever had! Dr. McGuffie is incredibly gentle, professional, and thorough. The entire team—from Debbie at the front desk to the hygienists—makes you feel welcome and at ease. The office is spotless, modern, and even has massage chairs! I finally look forward to going to the dentist. Highly recommend!”
Piotr K.2025
“After putting off years of much needed work and knowing that my wife liked them a lot, I finally walked into Dr. McGuffie office and had the pleasure of meeting Debbie at the front desk. She made me feel very at ease and comfortable. Dr. McGuffie and Debbie is not only helping repair my dental health, but also my mental health from decades of being traumatized from past experiences. I highly recommend Boca Dental Arts.”
Jessie C.July 2026
“I cannot recommend this location enough! The staff is so welcoming and kind. Typically I'm skeptical going to the dentist because I have had many bad experiences in the past, however Dr. McGuffie is caring and most importantly honest. Something that stuck with me was how attentive the staff was to make sure that I was comfortable before getting started. Debbie at the front desk is so kind and has a very gentle voice which calmed me down a lot! If you are someone who has anxiety about going to the dentist then this is the place to go!”
Danielle S.2023
“The service is outstanding by a highly professional team. Dr Axel McGuffie is the type of dentist you'd wish you've met a long time ago. Now is your chance.”
Victor S.May 2026
“Boca Dental Arts is fantastic! We recently moved to the area and are so glad we found them. My wife and I go for our routine cleanings, which are great. I also recently chipped my tooth and they got me in quickly and took care of it much easier than I thought it would be. Look no further for great dental care in Boca Raton.”
Will C.2025
“By far the best dentist i have been too. Very friendly and welcoming. I have always had a fear of the dentist and they make it very easy to come. Debbie is awesome and extremely kind and helpful. The Dr is very gentle, i don’t even feel his shots, he explains everything he’s doing. Cheyenne does amazing with the cleanings. All around a great place, i will recommend them to everyone.”
Marilyn C.2024
“Hands down the best dental cleaning I’ve had! I’d highly recommend them to anyone searching for a dentist. Their warmth and kindness made the process comfortable and lessened any fears I had.”
Amanda F.February 2026
“I love this office. From the initial consult to the job well done both Dr. McGuffie and Debbie are wonderful and take excellent care of patients. The office is spotless, which is very important to me. I left another dental office because it wasn’t up to snuff if you know what I mean I’m so happy I found Boca Dental Arts.”
Wendy B.January 2026
“I recently visited Boca Dental Arts and I couldn't be happier with the experience! From the moment I walked in, the staff was incredibly welcoming and professional. Dr. McGuffie is truly an expert in the field, and he took the time to explain every step of the process, which really put me at ease. The office is clean, modern, and equipped with the latest technology, which made my visit smooth and comfortable. Whether you need a routine cleaning or more extensive dental work, I highly recommend Boca Dental Arts for their exceptional service and care.”